Cover

PET ESSENTIALS

(Specified Accidental Injury and Illness Cover) ^

COMPREHENSIVE COVER

(Specified Accidental Injury and Illness Cover) ^

MAJOR MEDICAL COVER

(Specified Accidental Injury, Illness and Routine Care Cover) ^

ANNUAL BENEFIT LIMIT

$6,000

($1,000 Annual Condition Limit. We will not pay more than the Annual Condition Limit for any one Condition.)

$15,000

$15,145

BENEFIT PERCENTAGE

% of eligible vet bill covered

(Subject to stated benefit limits policy terms and conditions and the excess level you have selected.)

90%

For pets between younger than 8 years of age

This will reduce to 65% on your pet’s 8^th birthday.

80%

80%

EXCESS

Applies per Condition, per Policy Period and is deducted from the benefit payable to you.

$0

$0 or $100 or $200 per annum for each unrelated condition

$0 or $100 or $200 per annum for each unrelated condition

COVERS SPECIFIED ACCIDENTAL INJURY

COVERS ILLNESSES

CANCER TREATMENT

SKIN CONDITIONS E.G. ALLERGIES

EAR /EYE CONDITIONS

GASTROINTESTINAL PROBLEMS

TICK PARALYSIS

Up to the applicable limit for veterinary costs relating to the treatment of tick paralysis.

$1,000

$1,200

CONSULTATIONS AND VISITS

Per Policy Period

$300

$300

SPECIALIST CARE¹

LABORATORY AND DIAGNOSTIC TESTS¹

HOSPITALISATION¹

RADIOLOGY¹

PRESCRIPTION MEDICINE & DRUGS¹

SURGERY¹

CRUCIATE LIGAMENT CONDITIONS

Annual Limit

HEREDITARY AND CONGENITAL CONDITIONS

ROUTINE CARE COVER

WAITING PERIOD

The waiting periods that apply (refer to the Product Disclosure Statement for more information)

0 days for specified accidental injuries

30 days for illness conditions

0 days for specified accidental injuries (other than a cruciate ligament condition)

6 months for cruciate ligament conditions^#

30 days for illness conditions

0 days for specified accidental injuries (other than a cruciate ligament condition)

6 months for cruciate ligament conditions^#

30 days for illness conditions

LIFETIME COVER

As long as there are no gaps or breaks in cover and supject to the terms and conditions of the renewal policy

21 DAY COOLING OFF PERIOD

Emergency boarding

We will pay for the cost of boarding your pet at a licensed boarding facility if you are hospitalised for one or more days or require accommodation due to family violence up to a maximum of:

$500

$1,000

$1,200

OVERSEAS PET TRAVEL INSURANCE

We will pay for eligible vet costs that your pet has incurred, whilst it is on holiday with you in New Zealand or Norfolk Island.

PRE-EXISTING CONDITIONS

(More information about Pre-existing Conditions are available here)

MULTIPET DISCOUNT: UP TO 15%

We offer an incremental 5% discount for each additional pet you insure after the first one up to a maximum discount of 15%.

Example:

2nd pet – 5%
3rd pet-10%
4 and more pets -15%